LEGAL NOTICE

COINGENTIA operates as a strategic infrastructure, interoperability, special custody, and non-traditional digital certification platform focused on the validation, traceability, coordination, issuance, and integration of intangible assets, Real World Assets (RWA), and digitally structured operational systems.

COINGENTIA is not a conventional retail bank, public deposit institution, securities broker-dealer, public exchange, consumer lending platform, or unauthorized financial intermediary. Its activities are structured as private operational coordination, documentary validation, interoperability, traceability, special custody, and non-traditional digital certification services adapted to the jurisdiction where each operation is deployed.

As part of its infrastructure model, COINGENTIA may facilitate the issuance, registration, validation, interoperability, traceability, tokenization, and digital coordination of non-traditional digital certificates associated with private operational systems, documentary frameworks, institutional processes, asset-linked structures, interoperability environments, identity systems, blockchain-based registries, and digitally coordinated exchange environments.

Such certificates may, where operationally applicable, be represented through tokenized structures, blockchain protocols, interoperable wallet environments, or digitally coordinated exchange systems for purposes of traceability, operational transferability, interoperability, validation, registry synchronization, documentary integrity, or institutional coordination.

These certificates, tokenized representations, or interoperable digital structures are not automatically intended to constitute regulated securities, public investment instruments, collective investment schemes, deposit products, legal tender, or financial guarantees unless expressly classified as such by the competent authority within the applicable jurisdiction.

Where applicable, COINGENTIA operates under the operational guidelines associated with BDF Mozambique and under the review, coordination, or procedural oversight of qualified ICC-aligned advisory structures.

Applicable contractual and operational references may include, where relevant:

— ICC Arbitration Rules
— ICC Mediation Rules
— ICC Model Contracts
— ICC Force Majeure and Hardship Clauses
— Incoterms®
— UCP 600
— eUCP
— URDG 758
— URC 522
— ISBP 745
— URR 725
— DOCDEX procedures
— ICC Digital Standards Initiative (DSI)
— ICC interoperability and digital trade frameworks

Activities conducted in Mozambique remain subject to applicable Mozambican law, Banco de Moçambique requirements, AML/CFT obligations, commercial law, cybersecurity provisions, institutional confidentiality requirements, operational licensing requirements where applicable, and jurisdiction-specific compliance obligations.

Blockchain systems, Bitcoin network references, digital asset infrastructure, RWA integration systems, immutable traceability layers, tokenized operational environments, interoperable wallet systems, and digitally structured certification frameworks are utilized solely as technological and operational coordination mechanisms intended to improve transparency, interoperability, traceability, documentary integrity, institutional efficiency, and cross-border operational synchronization.

Nothing contained within this platform, its systems, certifications, interoperability structures, tokenized environments, exchange mechanisms, communications, or operational frameworks shall be interpreted as:

— Apublic solicitation of investment
— Securities issuance to the public
— Regulated exchange activity
— Banking activity
— Regulated payment processing
— Financial advisory services
— Guaranteed return mechanisms
— Speculative investment products
— Unauthorized custody of regulated financial instruments
— or any regulated financial activity requiring licensing unless expressly operated through appropriately authorized entities within the relevant jurisdiction.

All users, counterparties, institutions, and participating entities remain solely responsible for compliance with their respective legal, tax, reporting, sanctions, licensing, regulatory, and jurisdictional obligations.